{"id":2303,"date":"2020-07-26T19:33:40","date_gmt":"2020-07-26T23:33:40","guid":{"rendered":"https:\/\/www.aesaseguros.com.py\/secure\/frequent-questions\/produccion\/"},"modified":"2020-09-21T00:52:49","modified_gmt":"2020-09-21T04:52:49","slug":"policy-subscription","status":"publish","type":"page","link":"https:\/\/www.aesaseguros.com.py\/en\/secure\/frequent-questions\/policy-subscription\/","title":{"rendered":"Policy Subscription"},"content":{"rendered":"

[vc_row css=”.vc_custom_1595800019328{padding-top: 20px !important;padding-bottom: 20px !important;background-image: url(https:\/\/www.aesaseguros.com.py\/wp-content\/uploads\/2020\/07\/star-aesa-background.png?id=2098) !important;}” el_class=”bloque_preguntas_frecuente”][vc_column][vc_row_inner][vc_column_inner width=”1\/2″]\t\t\t

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Policy Subscription<\/strong><\/h2>\n

\t\t\t\t\t<\/div>\n \t\t\t\t<\/div>\n \t\t\t<\/div>\n\t\t[\/vc_column_inner][vc_column_inner width=”1\/2″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJzZWFyY2glMjIlM0UlMEElMDklMDklMDklMDklM0NpbnB1dCUyMHR5cGUlM0QlMjJ0ZXh0JTIyJTIwaWQlM0QlMjJidXNxdWVkYSUyMiUyMHBsYWNlaG9sZGVyJTNEJTIyU2VhcmNoJTIwLi4uJTIyJTNFJTBBJTA5JTA5JTA5JTA5JTNDaSUyMGNsYXNzJTNEJTIyZmElMjBmYS1zZWFyY2glMjIlM0UlM0MlMkZpJTNFJTBBJTA5JTA5JTA5JTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][vc_tta_accordion][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is an insurance policy?” tab_id=”1595805024096-d9424b07-9d26″][vc_column_text]The insurance policy is the contract and legal document, which contains the rights and obligations between the Insurer and the Insured or Policyholder. In this contract, the Insurer is obliged to fulfill the payment of a damage given the conditions stipulated in the insurance policy.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by an Insurer or Insurance Company?” tab_id=”1595805024119-a6caaaa2-0ee5″][vc_column_text]It is the company that assumes the coverage of risks that are the object of this contract and guarantees the payment of compensation in case of losses.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by policyholders ?” tab_id=”1595805024146-66b8f291-e66f”][vc_column_text]It is the juridical or legal person who signs the insurance contract.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by Insured?” tab_id=”1595805024170-5a138022-6a2f”][vc_column_text]It is the juridical or legal person on whom the insurance is stipulated.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by Beneficiary?” tab_id=”1595805024202-36b7e5af-7a2b”][vc_column_text]It is the juridical or legal person who is owner of the right to the indemnity of the insurance.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_tta_accordion][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is meant by Premium?” tab_id=”1595805024302-84e59640-c650″][vc_column_text]Is the price of the insurance.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by Coverage?” tab_id=”1595805024341-0701e241-f299″][vc_column_text]It is the commitment assumed by the Insurer to pay an indemnity to the Insured. It is limited to the insured amount agreed in the insurance policy[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by Insured Amount?” tab_id=”1595805024380-eb93396c-3298″][vc_column_text]It is the value attributed by the Policyholder to the goods covered by the policy. In case of a loss, it constitutes the maximum limit of the indemnity that the Insurer must pay.<\/span>[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is understood by Loss?” tab_id=”1595805024414-bc4d3e0a-a512″][vc_column_text]It is an accidental, unforeseen and unexpected event, on an insured fact that is contemplated in the insurance policy, where the Insurer is obliged to indemnify, totally or partially to the Policyholder or Insured, the insured amount of the coverage. <\/span>[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”far fa-question-circle” add_icon=”true” title=”What is a Loss Franchise? ” tab_id=”1600663913743-82db6686-a5eb”][vc_column_text]Some products are usually traded with a loss franchise. It consists of the part of the damage that is in charge of the insured. It can be a fixed amount or a percentage of the total insured amount.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1595799603772{padding-top: 70px !important;padding-bottom: 70px !important;background-color: #e9f4ff !important;}”][vc_column width=”1\/6″][\/vc_column][vc_column width=”2\/3″][vc_custom_heading text=”What is the most suitable coverage for me?” font_container=”tag:h2|text_align:center” google_fonts=”font_family:Patua%20One%3Aregular|font_style:400%20regular%3A400%3Anormal”][vc_column_text]A consultant producer can provide you with all the necessary information so that you can safely contract this product or the one that best suits your needs.[\/vc_column_text]

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